Patient Guide
Planned Surgery Checklist: Tests, Insurance, Costs and Recovery
By ATTPL HEALTHCARE Editorial Team · · 2 min read
A patient checklist for planned surgery: second opinion, pre-operative tests, insurance pre-authorisation, cost estimate, hospital stay and recovery.
Before deciding
For planned (non-emergency) surgery, ask your surgeon about the procedure, alternatives, risks, expected recovery time and success rates. A second opinion is reasonable for major procedures.
Pre-operative tests
Common tests include blood tests, ECG and imaging, depending on your age and health. Share all your current medicines, especially blood thinners and diabetes medicines, and any allergies.
Insurance and costs
- Ask the hospital for a written cost estimate and what it includes
- Submit a pre-authorisation request to your insurer or TPA well before admission
- Understand room rent limits, co-payments and non-payable items
- Check scheme eligibility if you are covered by a government scheme
Admission and hospital stay
Carry ID, insurance card, reports, medicines and a list of emergency contacts. Follow fasting instructions exactly.
Discharge and recovery
Get a clear discharge summary, medicine list and follow-up date. Know the warning signs — fever, increasing pain, bleeding or wound discharge — that need an urgent call to the doctor. Plan help at home for the first days.
Get support
ATTPL Health supports patients before and after procedures. Read about government health schemes in Rajasthan. For medical loans, see ATTPL Finance.
Frequently asked questions
How early should I apply for insurance pre-authorisation?
As early as possible once the surgery date is fixed; many insurers ask for a few days' notice.
Should I take a second opinion?
For major planned surgery, a second opinion is reasonable and common.
What should I carry to the hospital?
ID, insurance details, medical reports, current medicines and emergency contacts.
Sources and further reading
This article is for general awareness and is not medical advice.